About Us

Assicuramat was born from the idea of its founder Dr. Jordan Coco to make the insurance market EFFICIENT, EQUAL, EVOLVED that allows:

  • to the customer to be able to be assisted in every place and time by a qualified insurance consultant, impartial and disinterested in evaluating the multiple insurance proposals from different insurers in the market. These ideal conditions finally allow the customer to really benefit from the most suitable product for their insurance needs by paying the most convenient insurance premium possible;
  • ainsurers to be truly efficient and competitive.

Assicuramat system allows:
  • To reduce insurance scams until they are eliminated;
  • to decrease the operating costs necessary for the acquisition of new market shares;
  • to optimize the traditional costs involved in the management of distribution networks and insurance products;
  • To optimize costs for the management of claims definition, quantification and settlement processes.

With such ideal conditions Assicuramat allows each insurer to be more performing in the acquisition of its target customers, to afford a greater specialization and research in the creation of exclusive insurance products and more and more suitable to meet the increasing and varied growing and varied needs of customers determined by the continuous technological evolution of contemporary society.

Since the year 2014, Dr. Jordan Coco began to lay the foundations to realize the ambitious project Assicuramat.
Dr Jordan Coco initially founded the company Scovaprezzo srl, specialized in the creation of sales networks and buying groups, to
to allow free of charge to the multitude of consumers, associated to it, to purchase products and services, that they need daily, at
economic conditions much more convenient than those that the market reserves to the single consumer. Among these networks stands out that of
contracted professionals, who deal with the definition of a road accident (body shops, mechanics, experts, companies producing spare parts
vehicles, diagnostic facilities, etc.), whose operations extend throughout the Italian territory and are independent of insurance companies, offering the best relationship between experience and quality of service.
best relationship between experience and quality of services and the economic conditions required to obtain them.

The integration of this network in the
The integration of this network in the Assicuramat system allows the adhering companies to save on average 50% in the processes of treatment, definition and quantification
of the road accident.
To complete the activities carried out by Scovaprezzo srl, a further professional network is being developed to define, quantify and liquidate claims relating to the road haulage sector.
liquidate the claims related to the damage branch (fire, theft, disasters, water losses, etc.).

The Founder of Assicuramat as an insurance broker, regularly enrolled for over a decade in Section B of the R.u.I. (formerly the Register of Insurance Brokers). Ass.vi) in his decades of experience has brokered and helped tens of thousands of customers living in different Italian regions to find the insurance coverage insurance coverage they needed at the best price found on the market. In this context it has emerged the desire of customers, in need of stipulating a contract for motor liability insurance, to obtain :

a) A RCA rate based on the real risk profile of the insured rather than on the province of residence of the owner of the vehicle;
b) The payment of a fair premium both at the time of stipulation and renewal;
c) Fair and rapid compensation to claimants in the event of a claim;

In order to obtain the above, customers have given their utmost willingness and availability to adopt suitable operating methods that would allow Insurance Companies to save money in case of road accident. The founder of Assicuramat believes that to date the Italian insurance system is inefficient, not very meritocratic, quite technologically involuted and unfair to the customer. technologically and unfair to the average customer. One of the major criticalities of the Italian distribution system of rc auto policies consists in the different evaluation, even of some hundreds of euro, of the same risk by agencies belonging to the same company. company.

In addition, in an efficient reality, flexibility in terms of MTPL rates should not be applied on the basis of the risk and residence of the client or on irrelevant circumstances, but on the basis of the individual certificate of risk status and the claims/premiums ratio of a homogeneous class of insureds selected on the basis of virtuosity and their behaviour over time. on the basis of the virtuosity and behaviour of the same as a function of time. Another critical aspect of the insurance system lies in the insufficient transparency towards the client on the overall remuneration received by the insurance intermediary for having placed an insurance contract with a given insurance company. In an efficient system In an efficient system, the majority of insurance intermediation is carried out by intermediaries who are financially independent of the companies and are not tied to the insurers by commissions and fees.

In an efficient system, most insurance intermediation is carried out by intermediaries who are financially independent of the companies and are not tied to the insurers by commissions and production bonuses paid out on the basis of the volume of production carried out.

A further critical point in the insurance world is the way in which insurance fraud is prevented, and in the definition, processing and settlement of a claim, which is often late. The definition, processing and settlement of a claim are often delayed, not to mention the management costs incurred by insurers.

The new European regulations of reference should soon remedy some of the issues expressed above. The Assicuramat system has peculiarities able to satisfy the idea of its founder, that is to “make the insurance market EFFICIENT, EQUAL and EVOLVED. In order to become a reality, the idea of Assicuramat needed to establish an independent subject for the protection of customers who could that could interact with European and Italian insurance companies. For this reason it was founded by the creator of the project and of the brand Assicuramat Srl was founded in March 2021 by the creator of the project and the brand Assicuramat, with headquarters in Rome, legally represented by Dr. Jordan Coco, independent in relation to insurance companies. with respect to insurance companies, representing only its customers.

The founder aims to expand the project in the territory of the European Union. The numerous advantages that the Assicuramat system guarantees to the adhering Insurers and to the customers who need insurance coverage will be examined in the appropriate sections of this website.

 

Customers will be able to access the new and revolutionary assicuramat software by means of their own devices (smartphones, tablets, PCs) or at Assicuramat distributors being placed in affiliated businesses throughout the country. Assicuramat distributors being placed in the affiliated activities throughout the territory. The customer who needs to take out an insurance policy, whatever The customer who needs to take out an insurance policy, whatever tool he intends to use, will always have the opportunity to request real-time advice in video call of a qualified insurance intermediary, ready to provide all the assistance and impartial advice that the insured needs before entering into the contract.